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Loan Rates

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The First National Bank of Suffield is committed to helping our neighbors prosper in the communities we serve. We can meet your borrowing needs with a loan product tailored to your specific circumstances, whether it’s a personal loan or business loan.

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For information on our products, contact a Customer Service Representative.

Loan Rates

EFFECTIVE DATE: 10/19/2017 Rates subject to change.

Mortgages

Term
Points Rate Annual Percentage Rate Caps

 10 Year Fixed

 0

3.000%

3.139%

 
15 Year Fixed
2
2.875%
3.262%


0
3.125%
3.222%

20 Year Fixed
2
3.250%
3.556%
 

3.625%
3.706%
 
30 Year Fixed
2
3.500%
3.722%


0
3.875%
3.936%

*3/1 ARM
2
2.625%
3.890%
2/6

1 Year T-Bill 1.42

0
2.875%
3.805%
2/6
*7/1 ARM
 
2
3.375%
4.002%
2/6

0
3.500%
3.893%
2/6
*10/1 ARM
 
2
3.375%
3.839%
2/5

0
3.875%
3.981%
2/5

* An increase of the interest rate will result in a higher monthly interest payment.

Home Equity Loans

Term

 Rate

Annual Percentage Rate

3 years 1.750%  1.930% Fixed
5 years 2.990%  3.5120% Fixed
7 years 3.490%  3.8706% Fixed
10 years 3.990%  4.2658% Fixed
15 years 4.490%  4.6838% Fixed

Home Equity Lines of Credit

Home Equity Line of Credit is a variable rate product based on the Wall Street Journal Prime rate, with a minimum rate of 2%.

Consumer Loans

Loan Type Term Annual Percentage Rate
New Car Loans
12-36 Months (100% LTV)
2.99%
New Car Loans
48-60 Months (100% LTV)
3.25%
Used Car Loans
12-36 Months (100% LTV)
3.75%
Collateral Loans

2% above the rate earned on the deposit